Why am I getting denied for a pay day loan online?
I make more than 1000 a month I get paid every week.. i dont have bad credit.. why do I get denied by every single one online? I dont understand it . are those things a scam or what?? is it real??? how do I get approved???
isnt that a good thing to repay?? LOL. guess just a way for them to get more money out of people for all them fees and shit
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Try sourcing a personal loan instead. Your probably getting knocked back because they know you will repay. With your income you will be welcomed at a legitimate online lender.
WOW! STOP! DON’T DO IT!
Do not ask for a payday loan. You will pay more in interest than you borrow. If you borrown $200 you will pay them back $400. I know it sounds crazy, but do the math. Figure out the interest. Save your money. Make it work for you, not you work for the pay day loan companies.
Reasons they may be turning you down. 1,000 a month is very minimal money. Maybe your age. Maybe someone stole your identity.
If you apply for a loan and are turned down you have a right to know why and get a copy of your creidt report.
Check with https://www.econsumer.equifax.com/consumer/landing.ehtml?^start=&companyName=cj_cpo&AID=10434925&PID=1238355
Whatever you do, save your money. If you need more, work more or get a second job. But be safe and do not borrow.
You don’t have bad credit, you say–then why are you going to a pay day loan company. Contacting one on line, they don’t what you as a "mark", especially since you own a computer. That implies to them that you have money. You may even have an on line checking account. You scared them away as the other responder pointed out–you’ll EFT payment to them. on your pay day, they won’t know how to handle one who pays as agreed. Therefore, you are being denied a loan.
Don’t believe them when they say "NO CREDIT CHECKS", they do credit checks as well as confirm your bank account is legitimate, open and in good standing. If you have a negative amount or a very low amount, they will deny. Please, try to stay as far away from them as possible. They are nothing but bad news!! Wolves in sheep’s clothing.
But if you feel you must have a pay day loan try CashNetUsa. But only borrow what you need and pay it back as soon as you can and then forget about pay day loans.
There is some kind of bad credit on your report. You need to look into that.
Listen to Mexico Traveler who answered before me.
It’s a huge rip-off. Once you get in bed with these leaches, they own your soul. (Ok, so I’m being a little dramatic).
There’s a whole lot of better places to get a quick couple of hundred bucks.
Experian, trasunion, equifax, innovus are 4 of the big 7 credit report mangement companies out there you need to purchase credit reports on yourself from each to check what is or is not correct when/if you find incorrect data call a lawyer I get denied for payday loans due to a fraud alert on my credit file’s due to having had my identity stolen. the lowest legal score is 460 the last time i checked my score it was 573 which is pretty bad a good score is 675 or above. If your identity has been compromised good luck I have been in this situation for 2 years and in the process of fixing my credit have amassed $8,000.00 legitamate debt in order to preven further non-legitamate debt being caused by the identity theif who compromised my personal information.