What does re-finance a pay day loan mean?

I have a lovely pay day loan out (ugh!) The company I go through they gives their customers an option to refinance the loan. What exactly does "refinancing" do?
Oooooooh duh. Well I guess i’ll have to do this for 2 more weeks. *sighs*


Related Blogs

3 Responses to “What does re-finance a pay day loan mean?”

  • Ted:

    It means that they will give you another pay-day loan for the amount of the original pay-day loan plus the unpaid interest.

  • Common Sense:

    It means you pay only the interest and delay paying the loan off. This is a really bad idea.

  • Bryan:

    Re-financing means to apply for a lower interest rate that goes along with a longer payment period. You would be lowering your monthly payments on the loan, but would be paying them for a longer period of time.

    This is very popular with student loans, as I have refinanced these myself. I thought it helped immensely.

Leave a Reply

CommentLuv Enabled

This site uses KeywordLuv. Enter YourName@YourKeywords in the Name field to take advantage.

Powered by Yahoo! Answers