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Posts Tagged ‘pay day loan’

Can a pay day loan company send an officer to arrest me?

I recieved a call from a California # (i’m in Texas), the man was foreign & there was a delay on the line as if he were calling from another country. He told me that I was guilty of cyber crime fraud by misrepresenting myself for a pay day loan. He wouldn’t tell me the name of the company he was calling from, nor his name, or how he got my info. 1st of all, I’ve never had a pay day loan. Then he asked me to verify my email address and the last 4 of my social, but I didn’t because I wasn’t sure if he was trying to scam me or not. For not cooperating the man said he had no choice but to send an officer to my place of employment to arrest me within the next 30 minutes. Well, it’s been over an hour and still no sign of an officer… but how did this guy get my number and wouldn’t I have been notified by the police dept if I had some kind of case pending against me? This is so bizarre.

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Wonga pay day loan taken money from my bank account but iv never had a loan?

I applied for a wonga pay day loan about 3 weeks ago. My application was rejected and i never got a loan.
But iv just checked my bank and on the 27/4/2010 wonga have taken a few different totals of money from my bank account totaling to just under £60, All with different Reference numbers and they all came out as a card purchase.
I having tried ringing them but no answer.
Has this happened to anyone else and can they charge you for a loan you’ve never had?

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Can I sue a pay day loan place for using my social # w/o my knowledge?

Here’s what happened:

I went to a pay day loan place to take out a loan. When the lady input my information into her system, it showed that I already had a loan out, and she couldn’t give me another. I told her that this was the first time I had been there. She dug a little deeper in the system and found that a woman in another part of the state had a loan out under MY social security number. She called the store where the lady got the loan and when they looked at her application, they found that her number was 1 digit off from mine, and that THEY had input it wrong. They "fixed" the error in their system, but the loan that is out is still under her name with MY number. They told me I could come back and take out a loan once SHE paid it off, so my number wouldn’t be out in the system.

My concern is that there is a loan out somewhere with MY social security number attached to it. If she doesn’t pay it off, will it reflect on MY credit score? Can I sue for damages?
Hey, JK, go F yourself. I’ve made a few bad financial decisions in the past, but I’m trying to correct them.

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pay day loan default?

I am in hell i took out a pay day loan over 3 years ago thought i had paid it but cannot find the paperwork, now they say i am going to jail can anyone help me?

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is qxl pay day loan a scam?

i applied for a pay day loan and think i gave to much information on the computer and qxl has called me 3 times in ten minitues what should i do

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what are some safe pay day loan companies?

I am looking for a safe pay day loan company, however everyone that I have found has a F rating with the BBB… any suggestions?

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real reliable pay day loan site?

anyone know any real reliable pay day loan sites that they have actually got money from before?

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I am in need of a pay day loan terribly…?

My boyfriend is on disability through his work for an injury and they changed their policy and he gets paid every month old problem is our mortgage is due so my only option is to look into something quick like a pay day loan.. I am just hesitant about putting my checking account number on their before I talk to someone at the pay day company however I cant find a number. Im just nervous that I will get a charge or something to my account when I dont have the money right now.

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I have several pay day loans and I need to file chapter 13 bankruptcy can I?

I originally got a pay day loan to help out with some bills. Then I had to get another to pay the interest and so on and so on the same thing now I have 10. I have other debt as well and I need to file a Chapter 13 bankruptcy so I can get back on my feet. Can I include the pay day loans even though I had gotten some of them recently but they all are past due as of yesterday?

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What does re-finance a pay day loan mean?

I have a lovely pay day loan out (ugh!) The company I go through they gives their customers an option to refinance the loan. What exactly does "refinancing" do?
Oooooooh duh. Well I guess i’ll have to do this for 2 more weeks. *sighs*

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Pay day advance or small short term loan

Has anyone gotten a pay day loan from anywhere online that has no faxing required and not gotten ripped off. I was just wondering if anyone has successfully done this and if you have then what was the web address.

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pay day loan debt consolidation?

I have 12 pay day loans(I know, what were you thinking?) that I cant pay. I’m facing eviction from my apt soon. I’m considering signing on w/a a debt consolidation company .that specializes in pay day loan debt. Any posters w/excesive pay day loan debt that have been thru this , I would appreciate feedback. I want to pay back my debt, I dont want to get sued or have my part-time employment wages garnished.

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Help I need a Pay Day Loan?

Hi Everyone, I need a pay day loan, but I get my check direct deposited into my savings account, and a lot of the pay day loan companies only accept people who have their checks deposited into their checking. Does anyone know a place that will still give me a loan?

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how can i determine how much of a pay day loan i can get based on my check?

i want to get a payday loan..My check is roughly 500. But i want to know if its worth it or not to get a pay day loan.is there any way to get a heads up without actually going in? I called, but they said they have no way of telling….

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Can anyone give me a brief description of the pay day loan industry and how it works?

Given the recent lawsuits and the interest rates paid by the end user within the pay day loan industry, do you think this cash advance system is good or bad for the individual needing money fast?

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which pay day loan on the internet is the best?

I am looking for a pay day loan and need a good one off the net. any suggestions as to a good one?

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What happens if you don't pay on your cash advance?

I got sucked in to one of these pay day loan places about 8 months ago. The interest is so high that every time I get paid I am now returning to pay off the interest and get ANOTHER loan until the following pay day. I am never going to get back on my feet like this and with the holidays it’s even harder. I am spending 0/month in cash advance fees. I have every intention of paying them back, but what if just waited until I had the full amount saved up before I went back there? Ignored their phone calls and just waited until I had the loan amount to give in full? I know it sounds shady, but I am sick of this horrible scam I have fallen victim to.

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What will happen when Ace cash express files a case to get their money back from a pay day loan in Texas?

I took out a pay day loan 3 months ago. I now owe them 283.00 dollars. They called me to inform that I could no longer make payments and that they wanted me to pay the amount in full by 5 pm that same day. If not they said that they were going to file a case against me. I need to know if they can really do this and if its going to be a civil matter or not. I am not worried about my credit but I am worried about any criminal charges.They also told me that that they were going to verify if i was employed and that they were going to speak to my human resource department. I then told them that i was unemployed. Please someone help me with an answer.

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Can I take out a school loan from a bank with a co-signer if I haven’t paid off a pay day loan?

I am preparing to go back to school in the spring and will be applying for a school loan through a bank with a co-signer. I have a delinquent pay day loan that I haven’t paid off yet and has been sent to a collections agency. I need to know if this in any way will hinder my chances of receiving my school loan.

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Anyone else been in a situation where they can't repay a pay day loan? Preferably in Canada?

I messed up. Can’t repay a pay day loan.
What’s the worst that will happen?