Posts Tagged ‘credit score’

help me with my credit question, please?

I recently paid off a ,600 school loan over a 8 month period…early, never late….

I do not owe anything else now.

I dont think I have any credit though because I paid it on time and i recently found out that bills do not show up on your credit report unless they are late, well mine never are or will be.

so how do i get credit?

my car was given to me so i dont pay on it.

i have student loans racking up but i cant start on them until i am out of school/grad.

i dont want to get a credit card.

one of my friends said the only way she built up her credit score was to take out 0 loans at those fast cash loan places (not banks) and pay them off with the same money, haha..clever.

should I try that too?

the reason i ask is that my car is slowly dying and i want a 2004/2005 mazda3 but i cant even think about getting one with no credit.

Please tell me something, anything will do.

What was your experience getting credit when you had none to begin with?
What credit did you have when you applied for an auto loan?
Do you have to have a 2k/month paying job to get an auto loan?

Just tell me what you know, im stressing here.
And I dont even think I can get a credit card with no credit…so that is out of the picture.


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Can I sue a pay day loan place for using my social # w/o my knowledge?

Here’s what happened:

I went to a pay day loan place to take out a loan. When the lady input my information into her system, it showed that I already had a loan out, and she couldn’t give me another. I told her that this was the first time I had been there. She dug a little deeper in the system and found that a woman in another part of the state had a loan out under MY social security number. She called the store where the lady got the loan and when they looked at her application, they found that her number was 1 digit off from mine, and that THEY had input it wrong. They "fixed" the error in their system, but the loan that is out is still under her name with MY number. They told me I could come back and take out a loan once SHE paid it off, so my number wouldn’t be out in the system.

My concern is that there is a loan out somewhere with MY social security number attached to it. If she doesn’t pay it off, will it reflect on MY credit score? Can I sue for damages?
Hey, JK, go F yourself. I’ve made a few bad financial decisions in the past, but I’m trying to correct them.


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I am getting married and need some fast cash?

I am getting married and need money to pay for this wedding. I am an only child and have hardly any family left. I have really bad credit from a previous marriage, my ex husband ran credit cards in my name and took out loans in my name, I had to file bankruptcy to have all these collectors stop calling. I applied for a couple personal loans but did not qualify. Is there such a place where they will loan me money with a credit score of under 500


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Where can I get a student loan with FAIR credit and NO COSIGNER?

I need only 0.00 or 00 at the most. I need the money NOW so no to federals cause they won’t come in time. Getting a co-signer is not an possible!! My credit score is 670 and I’m 22 and I don’t make over 0 for long term fast cash loans. Only make around 0-450 a month!! Please help!!!


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I need some financial help. Can anyone give any sources that will loan money? no pay-day loans please?

I am not interested in any scams. This is a serious matter to me. My credit has took a down fall because of a lay off 2 yrs ago, but I work full- time now (approx 1yr). My credit score is only 520 and I have tried my bank, but was turned down.


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hsbc credit card?

hi everyone at the end of last year i applied for a credit card with hsbc and was refused!
since then i moved house and i needed a little cash so i applied for a small overdraft which went through and they offered me a loan for £1500.00 i took the only but only to the value of £1000.00 which i have been paying back on time is there a time bracket i have to wait to reapply for the credit card without it being a instant ‘no’ and what kind of credit score would i need to get one thanks for the answers in advance d;0 )


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I need help finding a cash advance online?

I don’t want to have to pay back so much money in fees and i don’t want a bunch of companies looking at my credit score. Where can I go?


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Is there a way to get $1000 fast cash loans within an hour?

I had a family emergency come up Friday, as a result I need 00 immediately! I called my bank and other loan places, but my credit score isn’t good enough. I made mistakes when I was young with a credit card. I’ve called other family members also, money is tight for everyone.I have a checking account, but no checks. I’ve looked at several fast cash loans in my town as well as online, but they all say I cannot recieve money into my account until Monday or Tuesday. I’m able to pay back in full by Tues., but I desperately need it today. Is there any place to recieve that money in my account immediately and with bad credit?


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Taking a loan and never paying it back? PLEASE HELP?

My sister is in a financial mess and no one has extra money to help her. I really tried talking her out of this but she thinks nothing will happen to her except get a strike on her credit score.

Here is her plan….

She wants to take one of thoughs online instant cash loans that don’t check your credit or verify your job that put the cash in your bank account within 24hrs.

She plans on taking out all the money and closing the account.

She said there is nothing the company will do except fwd it to collections and put a strike on her credit. She has excellent credit and does not care if there is one negative.

I explained one negative can destroy credit but she dosent care because she can’t afford next months rent.

She lost her job and plans to be low income for the next 5 months because she went through all her savings.

What will happen if she closes her bank account after getting this money? What should i tell her?


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