Anyone else been in a situation where they can't repay a pay day loan? Preferably in Canada?
I messed up. Can’t repay a pay day loan.
What’s the worst that will happen?
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i had the same problem once, pay day loan places CANNOT report to the credit bureus because it is bad what they are doing to people anyways. So they just write it off as bad debt. I would stop payment on the check and tell them, you just can pay it…they may make payment arrangements with you..
Sorry you’re having trouble. What you need to do is get in touch with the company ASAP. Hopefully you haven’t defaulted already because this gets reported to the credit bureau and your score starts diving. Contact the payment or collections department and make arrangements to pay in increments…don’t avoid them..it will only make matters worse
They encourage you to come in and roll over your loan…that is , take out another to cover the first and it’s interest, by getting a new loan with it’s attached fees and interest.
Contact them and work out the loan.
or get money from a friend to pay the loan ASAP.